Terms of Service

Last Updated: February 11, 2026

1. Acceptance of Terms

Welcome to Megastar Advisors, an affiliate of Center Stage Holdings, LLC. By accessing our website, enrolling in our courses, attending our webinars, or using any of our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. About Our Services

Megastar Advisors, an affiliate of Center Stage Holdings, LLC, provides professional education and certification programs for financial professionals, including:

• Certified Annuity Advisor (CAA) Certification Program: A comprehensive 9+ hour course with over 2 hours of video content designed to help financial professionals master annuities, including sales training and client communication strategies
• Educational webinars and live training sessions
• Online learning platforms and course materials
• Professional development resources

3. Eligibility

Our services are intended for financial professionals, advisors, and individuals seeking professional certification in annuities. You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this age requirement.

4. Account Registration and Security

When you create an account with Megastar Advisors:

• You must provide accurate, complete, and current information
• You are responsible for maintaining the confidentiality of your account credentials
• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized use of your account
• We reserve the right to suspend or terminate accounts that violate these terms

5. Course Enrollment and Access

5.1 Enrollment

• Course enrollment is subject to availability and payment of applicable fees
• Upon successful enrollment, you will receive access to course materials and resources
• Access to course content is granted for the duration specified at the time of purchase

5.2 Course Completion and Certification

• Certification requirements, including completion of coursework and assessments, are outlined in each program
• Certificates are issued upon successful completion of all program requirements
• Megastar Advisors reserves the right to verify completion and withhold certification if requirements are not met

5.3 Course Content

• All course materials, videos, and resources are proprietary to Megastar Advisors
• Course content is for your personal educational use only and may not be shared, reproduced, or distributed
• We reserve the right to update or modify course content at any time

6. Payment and Refunds

6.1 Fees

• All fees are stated in U.S. dollars unless otherwise specified
• Payment is required prior to accessing course materials unless otherwise arranged
• Prices are subject to change; however, enrolled students will not be affected by price increases

6.2 Payment Processing

• Payments are processed securely through third-party payment processors
• You authorize us to charge your provided payment method for all applicable fees

7. Intellectual Property Rights

7.1 Ownership

All content, materials, trademarks, logos, and intellectual property associated with Megastar Advisors and our courses are owned by or licensed to Megastar Advisors. This includes but is not limited to:

• Course videos and presentations
• Written materials and workbooks
• Assessments and quizzes
• The "Certified Annuity Advisor" certification and designation
• Website content and design

7.2 Limited License

Upon enrollment, you are granted a limited, non-exclusive, non-transferable license to access and use course materials solely for your personal educational purposes. You may not:

• Copy, reproduce, or distribute course materials
• Share your account access with others
• Record, screenshot, or capture course content for redistribution
• Use our intellectual property for commercial purposes without written permission

8. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Interfere with or disrupt our services or servers
• Attempt to gain unauthorized access to any portion of our services
• Impersonate any person or entity
• Upload or transmit viruses or malicious code
• Harass, abuse, or harm other users or our staff
• Use our services to distribute spam or unsolicited communications

10. Email Communications

By providing your email address, you may receive:

• Transactional emails related to your course enrollment and account
• Educational content and updates (if you opt in)
• Marketing communications (if you opt in)

You may unsubscribe from marketing emails at any time by clicking the "unsubscribe" link in any email or contacting us directly.

11. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy.

Key points:

• We collect information you provide during registration, enrollment, and use of our services
• We use your information to provide services, improve our offerings, and communicate with you
• We do not sell your personal information to third parties
• We implement reasonable security measures to protect your data

For SMS subscribers: We collect and use your mobile phone number and related information solely to provide the SMS marketing service you requested. We do not sell or share your mobile number with third parties for their marketing purposes.

12. Disclaimers and Limitations of Liability

12.1 Educational Purpose

Our courses and materials are provided for educational purposes only. While our Certified Annuity Advisor program provides comprehensive training, Megastar Advisors does not guarantee:

• Specific career outcomes or income levels
• Regulatory approval or compliance in your jurisdiction
• That our certification will meet all licensing or continuing education requirements

You are responsible for ensuring that any training meets your professional and regulatory requirements.

12.2 No Financial or Legal Advice

Content provided through our courses, webinars, and communications is educational in nature and does not constitute financial, legal, tax, or investment advice. You should consult with appropriate licensed professionals before making any financial or legal decisions.

12.3 Service Availability

We strive to provide uninterrupted access to our services but do not guarantee that:

• Our services will be available at all times without interruption
• Our services will be error-free or secure
• Any defects will be corrected

12.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MEGASTAR ADVISORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, or other harmful code transmitted through our services
• Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through our services

13. Indemnification

You agree to indemnify, defend, and hold harmless Megastar Advisors, Center Stage Holdings, LLC, and their respective officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

• Your access to or use of our services
• Your violation of these Terms of Service
• Your violation of any third-party rights, including intellectual property rights
• Any misuse of course materials or certification

14. Third-Party Links and Services

Our services may contain links to third-party websites, services, or resources. We are not responsible for:

• The availability, accuracy, or content of third-party sites
• Any products or services available through third-party sites
• Your interactions with third parties

Your use of third-party sites is at your own risk and subject to their terms and conditions.

15. Modifications to Services and Terms

15.1 Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of services.

15.2 Terms Modifications

We may update these Terms of Service from time to time. When we make changes:

• We will update the "Last Updated" date at the top of these Terms
• For material changes, we will notify you via email or prominent notice on our website
• Your continued use of our services after changes constitutes acceptance of the updated terms

16. Termination

16.1 Termination by You

You may terminate your account at any time by contacting us. Upon termination:

• Your access to course materials may be revoked
• Fees paid are generally non-refundable except as stated in our refund policy

16.2 Termination by Us

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, including if:

• You violate these Terms of Service
• Your account has been inactive for an extended period
• We discontinue the service
• We suspect fraudulent or illegal activity

16.3 Effect of Termination

Upon termination:

• All licenses granted to you will immediately cease
• You must stop using all course materials and services
• Sections of these Terms that by their nature should survive termination will continue to apply

17. Dispute Resolution and Governing Law

17.1 Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

17.2 Dispute Resolution

For any dispute arising from these Terms or your use of our services:

• First, contact us to attempt to resolve the issue informally
• If informal resolution fails, disputes will be resolved through binding arbitration in Florida
• You waive your right to participate in class action lawsuits or class-wide arbitration

17.3 Exceptions

Nothing in this section shall prevent either party from seeking injunctive or other equitable relief in court to prevent actual or threatened infringement of intellectual property rights.

18. Miscellaneous

18.1 Entire Agreement

These Terms of Service, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Megastar Advisors regarding your use of our services.

18.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18.3 Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

18.4 Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction.

18.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or fuel crises.

19. Contact Information

For questions, concerns, or notices regarding these Terms of Service, please contact us:

For SMS-related inquiries:

• Email: info@megastaradvisors.com